The Arca Active Coupon Fund 2026 (ISIN: IT0005510273) is a mutual fund proposed by Arca SGR, the asset management company of Banca BPER. The fund primarily invests in sovereign issuers, international bodies, and corporate issuers of both adequate and lower credit quality. It is a flexible bond fund that was available for subscription from October 17, 2022, to December 30, 2022. The fund does not have a benchmark index for comparison. The minimum subscription amount is 100 euros, and subsequent payments are also 100 euros. The fund has a risk profile score of 3 out of 7, indicating a fairly conservative risk profile. The recommended holding period is 5 years. The commission costs for investing in the fund are 0%, while reimbursement costs amount to 1.20% [88c9bda5].
The Arca Active Coupon Fund 2026 has income distribution, and the first coupon will be calculated based on the last share value of June 2023. However, the past performance of the fund is not available as it will only be operational from 2022. The fund is not recommended for those looking for long-term investments with high potential for share appreciation. Affari Miei, an independent financial advisor, does not support mutual investment funds and recommends ETFs instead. They provide a critical analysis of mutual investment funds and their high costs. The article encourages readers to seek independent information and consider ETFs as an alternative investment option. The fund is suitable for investors who trust the fund managers and prefer a hands-off approach to their savings. However, it is not suitable for investors with a shorter or longer investment horizon or those seeking high potential for long-term revaluation [88c9bda5].
In light of Affari Miei's analysis, it is important for investors to carefully consider their investment goals and preferences before investing in the Arca Active Coupon Fund 2026. While the fund offers a fairly conservative risk profile and income distribution, it may not be suitable for those seeking long-term appreciation or looking for lower-cost investment options such as ETFs. Investors should seek independent information and advice to make an informed decision about their investment strategy [88c9bda5].