[Tree] CFPB's efforts to regulate AI use in automated home appraisals

Version 0.58 (2024-06-25 18:59:11.486000)

updates: CFPB approves new rule on AI use in automated home appraisals

  • ➔
Version 0.57 (2024-06-17 08:55:02.400000)

updates: Inclusion of criticism of CFPB's credit card rate analysis

  • ➔
  • ➔
  • ➔
Version 0.56 (2024-06-12 18:55:35.190000)

updates: US CFPB calls for more consumer data safeguards to US Congress

  • ➔
  • ➔
Version 0.55 (2024-06-03 18:58:03.285000)

updates: Announcement of the creation of a public database to identify nonbank financial companies that violate consumer laws

  • ➔
Version 0.54 (2024-05-31 16:55:32.704000)

updates: CFPB files lawsuit against PHEAA for illegal collections

  • ➔
  • ➔
  • ➔
Version 0.53 (2024-05-28 04:52:13.591000)

updates: US Supreme Court ruling on funding mechanism for CFPB

  • ➔
  • ➔
Version 0.52 (2024-05-22 11:57:53.608000)

updates: Supreme Court ruling sparks concerns about checks and balances; US consumer watchdog applies credit card rules to buy now, pay later companies

  • ➔
Version 0.51 (2024-05-21 20:55:48.589000)

updates: Supreme Court ruling sparks concerns about agency regulation and legislative control

  • ➔
  • ➔
  • ➔
Version 0.5 (2024-05-21 15:56:01.758000)

updates: Supreme Court ruling on funding mechanism for CFPB

  • ➔
  • ➔
Version 0.49 (2024-05-18 15:54:03.019000)

updates: Supreme Court rules in favor of CFPB funding

  • ➔
Version 0.48 (2024-05-17 09:57:21.448000)

updates: Supreme Court upholds funding structure of consumer protection agency

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.47 (2024-05-17 00:56:34.832000)

updates: Supreme Court upholds funding structure of Consumer Financial Protection Bureau

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.46 (2024-05-16 19:58:19.116000)

updates: The Supreme Court has ruled in favor of the Consumer Financial Protection Bureau (CFPB), affirming its funding structure and mission of consumer protection.

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.45 (2024-05-16 16:56:36.497000)

updates: The Supreme Court has upheld the funding structure of the Consumer Financial Protection Bureau (CFPB), rejecting a challenge brought by two trade groups representing lenders. The court ruled in a 7-2 vote that the CFPB's funding structure, which allows the agency to be funded directly by the Federal Reserve, is constitutionally sound. The ruling affirms the independence of the CFPB and its ability to protect consumers from unlawful financial services practices. [ee6be155] [b08d1374]

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.44 (2024-05-16 15:55:22.353000)

updates: Supreme Court rejects challenge to Consumer Financial Protection Bureau funding structure

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.43 (2024-05-14 21:53:06.773000)

updates: The article highlights the challenges faced by consumers in obtaining car loans due to high interest rates and regulatory uncertainty

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.42 (2024-05-14 08:52:18.621000)

updates: Freddie Mac seeks approval to back second mortgages

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.41 (2024-05-13 19:54:12.393000)

updates: US officials warn of nonbank mortgage companies' potential impact on economic downturn

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.4 (2024-05-13 17:54:44.484000)

updates: US officials warn of potential impact of mortgage firms on economic downturn

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.39 (2024-05-11 17:52:59.516000)

updates: US Treasury Secretary Yellen calls for action to address risks in the mortgage market

  • ➔
  • ➔
  • ➔
  • ➔
Version 0.38 (2024-05-10 20:51:52.647000)

updates: US Treasury Secretary Yellen urges action to address risks in mortgage market

  • ➔
  • ➔
  • ➔
Version 0.37 (2024-04-23 21:21:04.682000)

updates: Mortgage bankers lower forecasts for credit union first-mortgage originations

  • ➔
  • ➔
Version 0.36 (2024-04-23 16:21:40.088000)

updates: Mortgage rates decrease slightly amidst housing market slowdown

  • ➔
Version 0.35 (2024-04-21 08:25:26.380000)

updates: Mortgage applications surge despite highest rates in 4 months

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.34 (2024-04-19 07:19:07.369000)

updates: Mortgage rates in the US have reached a four-month high, with the average rate on a 30-year mortgage increasing to 7.1% from 6.88% last week. The rise in rates can add hundreds of dollars in costs for borrowers, limiting affordability in a housing market with few homes for sale and rising prices. The increase in rates has led potential homebuyers to decide whether to buy before rates rise further or wait for potential decreases later in the year. Mortgage rates are influenced by factors such as the bond market's reaction to the Federal Reserve's interest rate policy and the movements in the 10-year Treasury yield. The cost of refinancing a home loan has also increased, with the average rate on 15-year fixed-rate mortgages rising from 6.16% to 6.39% this week. [ce4ebbda]

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.33 (2024-04-18 19:21:14.995000)

updates: Mortgage rates in the US have reached a four-month high, with the contract rate on a 30-year fixed mortgage increasing to 7.13%. The effective rate rose to 7.32%. Purchase activity stabilized last week, with the index of mortgage applications for home purchases rising by 5%. There is a risk of further rate increases based on the 10-year Treasury yield. Mortgage News Daily reported the 30-year fixed rate at 7.5% on Tuesday. The average rate for a 30-year fixed loan is currently 6.82%, a slight increase from last week's 6.79%. The average rate on a 30-year mortgage increased to 6.82% from 6.79% last week. Mortgage rates have been drifting higher and lower in recent weeks. The rise in mortgage rates is a setback for home shoppers during the spring home-buying season. Sales of previously occupied U.S. homes fell last month due to elevated mortgage rates and rising prices. The cost of refinancing a home loan has also increased this week, with the average rate on a 15-year fixed-rate mortgage rising to 6.39% from 6.16% last week. The average long-term U.S. mortgage rate has risen above 7% this week, reaching its highest level in nearly five months. The rise in mortgage rates can add hundreds of dollars a month in costs for borrowers, limiting their affordability.

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.33 (2024-04-18 19:21:14.995000)

updates: Mortgage rates in the US have reached a four-month high, with the contract rate on a 30-year fixed mortgage increasing to 7.13%. The effective rate rose to 7.32%. Purchase activity stabilized last week, with the index of mortgage applications for home purchases rising by 5%. There is a risk of further rate increases based on the 10-year Treasury yield. Mortgage News Daily reported the 30-year fixed rate at 7.5% on Tuesday. The average rate for a 30-year fixed loan is currently 6.82%, a slight increase from last week's 6.79%. The average rate on a 30-year mortgage increased to 6.82% from 6.79% last week. Mortgage rates have been drifting higher and lower in recent weeks. The rise in mortgage rates is a setback for home shoppers during the spring home-buying season. Sales of previously occupied U.S. homes fell last month due to elevated mortgage rates and rising prices. The cost of refinancing a home loan has also increased this week, with the average rate on a 15-year fixed-rate mortgage rising to 6.39% from 6.16% last week. The average long-term U.S. mortgage rate has risen above 7% this week, reaching its highest level in nearly five months. The rise in mortgage rates can add hundreds of dollars a month in costs for borrowers, limiting their affordability.

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.32 (2024-04-18 18:21:16.473000)

updates: Mortgage rates reach 7% mark in the US

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.31 (2024-04-18 01:21:23.542000)

updates: Includes information on the rise in mortgage rates to a four-month high and stabilizing purchase activity

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.3 (2024-04-17 13:18:33.996000)

updates: Includes information on mortgage applications and homebuyer motivations

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.29 (2024-04-17 12:19:05.360000)

updates: US 30-year mortgage rate rises to 7.13%

  • ➔
  • ➔
  • ➔
  • ➔
Version 0.28 (2024-04-13 08:19:16.209000)

updates: Includes information on UK mortgage rates and the impact of US inflation on mortgage rates

  • ➔
  • ➔
  • ➔
Version 0.27 (2024-04-11 10:19:33.174000)

updates: Mortgage rates remain high, unlikely to fall soon

  • ➔
  • ➔
Version 0.26 (2024-04-05 00:24:05.798000)

updates: Updated information on US mortgage rates and homebuying season

  • ➔
  • ➔
Version 0.25 (2024-04-04 17:18:43.701000)

updates: Mortgage rates have risen modestly this week

  • ➔
Version 0.24 (2024-03-30 00:24:41.443000)

updates: Average long-term US mortgage rate falls slightly

  • ➔
  • ➔
Version 0.23 (2024-03-28 19:20:28.818000)

updates: Fixed mortgage rates remain steady as the economy shows strength

  • ➔
Version 0.22 (2024-03-28 18:24:03.163000)

updates: Mortgage rates have fallen nearly a quarter of a percentage point over the past two weeks, according to data from Freddie Mac. The 30-year fixed rate averaged 6.74% in the week ending on March 14, down from nearly 6.9% the previous week. However, despite the recent dip, mortgage rates remain high due to sticky inflation. Home buyers should not expect a major drop in rates.

  • ➔
Version 0.21 (2024-03-15 22:20:13.775000)

updates: Added information about the prime rate and its impact on loans, credit cards, and mortgages

  • ➔
  • ➔
Version 0.2 (2024-03-15 18:19:11.921000)

updates: Mortgage rates fall for the second consecutive week

  • ➔
Version 0.19 (2024-02-22 22:19:30.222000)

updates: The leading 1-year CD rate fell back to 5.56% APY today, after briefly rising to 5.65% last week. The nation-leading rate across all terms remains 5.75%, available from Andrews Federal Credit Union for 6 months. CD rates have been slowly sliding and are expected to fall faster and further once the Fed makes a rate cut in 2024. More than 20 options are available with a rate of at least 5.50% APY. The best jumbo CD rate is 5.65% APY on a 17-month term, available from Hughes Federal Credit Union. The Federal Reserve is maintaining rates at their current level and is expected to make a rate cut in the future. CD rates are likely to keep drifting lower until the Fed is ready to make a cut. Investopedia tracks the rate data of over 200 banks and credit unions to determine daily rankings of the top-paying certificates in every major term.

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.18 (2024-02-21 23:20:02.305000)

updates: Includes information about CD rates and banking

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.17 (2024-02-21 00:18:40.752000)

updates: Includes information on CD rates and the Federal Reserve

  • ➔
  • ➔
  • ➔
  • ➔
Version 0.16 (2024-01-22 04:46:27.296000)

updates: Loan interest rates expected to fall in 2024

  • ➔
  • ➔
  • ➔
Version 0.15 (2024-01-07 09:15:08.351000)

updates: Interest rates projected to fall in 2024

  • ➔
  • ➔
Version 0.14 (2024-01-03 16:26:30.561000)

updates: Interest rate predictions for mortgages, auto loans, and credit cards in 2024

  • ➔
Version 0.13 (2024-01-03 04:16:06.438000)

updates: The inclusion of information about credit card interest rate forecast for 2024

  • ➔
  • ➔
Version 0.12 (2023-12-29 07:03:52.077000)

updates: The new information confirms the expectation of high interest rates due to inflation pressures and government spending

  • ➔
  • ➔
Version 0.11 (2023-12-29 06:59:11.721000)

updates: Updated information on interest rate projections and borrower implications

  • ➔
  • ➔
Version 0.1 (2023-12-29 06:45:53.287000)

updates: The financial market's expectation of continued high rates after 2024

  • ➔
Version 0.09 (2023-12-27 08:03:02.280000)

updates: The article provides additional insights into the anticipation of interest rate cuts in 2024, the factors influencing central bank decisions, and the impact on various sectors and economies. It also includes predictions from experts and major banks.

  • ➔
Version 0.08 (2023-12-26 20:04:23.138000)

updates: The article provides additional insights into the anticipation of interest rate cuts in 2024, including predictions from major Wall Street banks and the impact on the commercial real estate industry.

  • ➔
  • ➔
  • ➔
Version 0.07 (2023-12-23 22:00:34.981000)

updates: Analysts are cautious about the outlook in 2024, but generally agree that interest rates have peaked. A possible rate cut in 2024 should have some positive impact for the global economy, they add, noting that a weaker US dollar will boost Asia and Europe.

  • ➔
  • ➔
  • ➔
Version 0.06 (2023-12-21 09:59:55.508000)

updates: Central banks are cautious about rate cuts, market expectations exceed what central banks are likely to provide, ECB may not cut rates until June, political considerations and external events may impact rate cuts, John Zhu predicts rate cuts in 2024, China may cut rates sooner, Japan expected to increase rates

  • ➔
  • ➔
Version 0.05 (2023-12-21 08:59:43.479000)

updates: The Swiss Re economist predicts interest rate cuts in 2024

  • ➔
  • ➔
Version 0.04 (2023-12-21 07:59:15.299000)

updates: Integration of recent analysis by Deutsche Bank

  • ➔
Version 0.03 (2023-12-21 06:59:04.910000)

updates: New information on market expectations for rate cuts and central banks' cautious approach

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.02 (2023-12-20 17:02:34.014000)

updates: Updated information on central bank rate cuts and global economic outlook

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.01 (2023-11-28 13:45:30.349000)

updates: Integration of new information on inflation, economic growth, and South Africa's potential benefit

  • ➔
  • ➔
  • ➔
  • ➔
  • ➔
Version 0.0 (2023-11-27 05:40:07.825000)

updates:

  • ➔
  • ➔
  • ➔
  • ➔